Fee-only · Fiduciary · Est. 2011 — zero commissions, ever
Meridian is a private wealth office for the first generation of serious money — founders, surgeons, partners. We plan it, invest it, defend it from tax, and teach it to outlive you.
Every account, policy, option grant and forgotten pension — on one page, priced honestly. Most new clients have never seen their whole position at once. It is usually better than they feared, and messier than they knew.
The line starts here$480,000
Bought with a mortgage engineered around your equity events — not against them. The down payment came from a planned sale tranche, not a panic sale. Nobody touched the retirement engine to do it.
The line, five years in$1.24m
The portfolio's income crosses your cost of living. You may never send the resignation — most clients don't — but every meeting after this one has a different posture. That is the whole point of the line.
The crossing point$4.10m
The trust does its quiet work. The children inherit structure, not chaos — and a relationship with this office that started when they were teenagers at our table. Old money, one generation old.
The line, handed over$11.8m
The desks · 01–04
The map. Cash flow, equity events, insurance, the order of operations for every dollar — rebuilt every January, stress-tested against the bad years, not the brochures.
Enter the desk → DESK 02Evidence over forecasts. Low-cost, globally diversified, rebalanced by rule — and left alone. The strategy fits on one page; the discipline is what you're paying for.
Enter the desk → DESK 03The quiet return stream. Asset location, harvesting, entity design, charitable machinery — the desk that routinely pays for the whole office's fee by February.
Enter the desk → DESK 04Wills that work, trusts that behave, children who are ready. We host the family meeting nobody wants to schedule, and it is never as bad as everyone feared.
Enter the desk →The projection studio · live
Illustration only — steady contributions, annual compounding, no tax or fees. Real plans are built on your actual numbers, at the Planning desk, with the bad years included.
The discipline
One flat fee, stated in writing before we start. No commissions, no revenue sharing, no product shelf. If we recommend it, it is because it is yours to win from.
Nobody here predicts markets, currencies or elections. Portfolios are built to survive our being wrong — that humility compounds better than any hot streak.
An unglamorous, reliable one. Location, harvesting, timing and structure — worked every year, documented every February, measured like any other position.
Your assets sit at an independent custodian, in your name. We can advise, trade and report — we cannot touch. You can fire us with one signature and lose nothing but our advice.
Case files · anonymised, real
An $18m sale, a tax plan started 20 months early, and the estate structure signed the week before term sheets.
A dream purchase that read as a money pit — restructured into a working estate the family keeps, and the plan survives.
The first meeting felt like turning the lights on in a room I'd been living in for fifteen years.
— Client since 2014 · founder, first generation
You leave with your one-page audit either way — no obligation, no follow-up calls unless you ask